Sapphire Financial

Helping Small Businesses Succeed. One Loan at a Time.

Connecting Small Businesses to Private Capital

If small businesses keep the economy running, why do they have such a tough time getting a loan? Blame it on the red tape and strict underwriting.

If the point of SBA loans is to offer small businesses low rates and flexible terms, then why do traditional banks require a minimum average credit score of 680? Even though the Great Recession is behind us, tight lending standards prevail.

We don’t intend to paint a doom and gloom story – we’re interested in helping businesses get the financing they need with zero hassles, at favorable terms. This assurance has earned us the patronage and referral of business owners who have been rejected by banks and traditional lending institutions, as well as those who don’t want to dip their toes in bureaucracy or be let down by long waiting times.

Term Loans

Commercial Real Estate

Business Lines of Credit

Equipment Financing

SBA Loan

5-7 Days

30 – 45 Days

3 – 7 Days

2 – 5 Days

30 – 45 Days

6 – 25%

4 – 7%

8 – 27%

8 – 30%

6 – 12%

How Exactly Do We Assist?

Sapphire Financial offers personalized service to businesses seeking short-term, long-term and revolving loans. Our goal is to facilitate quick and smooth loan obtainment so you can focus on your core businesses instead of worrying about cash flow. We also provide the tools that help you number crunch within seconds in order to make informed financial choices.

Business Loan Calculator


Make accurate estimations about loan payments with eight financial calculators that make light work of mathematical calculations. Save time and energy. Importantly, understand your payment obligations and take the right decisions.


Access a number of business loan products on offer from a vast network of trusted, top-rated private capital sources. They’re the pick of the bunch – partnering with us for a purpose and treating every borrower with consideration. More choices and more offers = competitive deals. Why sweat it out at banks and traditional lenders when willing lenders are on deck to meet your needs?

Attentive Customer Support and Hand-holding

Whether this is your first time applying for a business loan or you’ve discovered better loan terms on our site, we provide top-notch support from the time you apply till you obtain your loan. Our customer service representatives are immediately responsive to your questions, and go the extra mile (sounds clichéd, but it’s true!) to ensure that you receive nothing short of the best experience.

Focused on Building Long-term Partnerships

We invest our efforts in sustaining partnerships with clients over the long term. Our clients remember us when they’re in the market for a loan. We’re happy to be the one-stop destination for business loans and financing online

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